If you’re applying for a mortgage, you’ll often hear about something called your DTI or Debt-to-Income Ratio. But what exactly does…
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One of the most common questions I get from homebuyers is: What does my credit score have to be to qualify…
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When applying for a joint mortgage, lenders typically look at the credit scores of both borrowers. However, rather than taking…
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Closing costs are fees associated with finalizing your mortgage and buying your home. Think of it as the “last step”…
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This is a super common question I get, and the good news is—you probably need less than you think. Your…
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One common question that arises when people are considering applying for a VA loan is whether they can add a parent who…
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If you’re struggling to come up with the down payment for your new home, you’re not alone. Many first-time homebuyers turn to family…
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If you’re a first-time homebuyer or even a repeat buyer, coming up with the down payment can be one of the…
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This week, we’ll explore the different costs you’ll encounter when you sign final documentation to secure your loan and purchase…
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In this week’s blog from Erin Harper – Edge Home Finance, we’ll explore fixed and adjustable rates and what they…
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