Mortgage Company Staff

What to Expect Next in Your Homebuying Journey🏡

July 20, 2026
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Squad goals 🐾💛

June 30, 2026

Before the emails, the calls, and the closings… there’s this. 🐾 A quiet moment, surrounded by loyalty, warmth, and hearts…

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Client Success Stories

June 22, 2026

From first step to final signature – Erin is with you all the way.

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Featured in Porsche Magazine: The Luxury of Tailored Home Loans

December 15, 2025

We are thrilled to announce that Erin Harper Home Loans was recently featured in the exclusive Porsche Magazine. This feature…

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What Is DTI (Debt-to-Income Ratio) and What Counts Toward It?

June 5, 2025

If you’re applying for a mortgage, you’ll often hear about something called your  DTI or  Debt-to-Income Ratio. But what exactly does…

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What Does My Credit Score Have to Be to Get a Mortgage?

June 5, 2025

One of the most common questions I get from homebuyers is: What does my credit score have to be to qualify…

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What Credit Scores Are Used?

June 5, 2025

When applying for a  joint mortgage,  lenders typically look at the credit scores of both borrowers. However, rather than taking…

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The Ultimate Closing Costs Guide: What Are Closing Costs?

June 5, 2025

Closing costs  are fees associated with finalizing your mortgage and buying your home. Think of it as the “last step”…

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How Much Do I Need to Put Down on My Home?

June 5, 2025

This is a super common question I get, and the good news is—you probably need less than you think. Your…

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Can I Add My Parent to My VA Loan if They Are a Veteran?

June 5, 2025

One common question that arises when people are considering applying for a VA loan  is whether they can add a parent  who…

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