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Erin Harper Home Loans

Erin Harper is your premier mortgage loan officer located in Oviedo, Florida. She prides herself on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Erin can help you take that first step toward a financial solution.

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5 Star Review

Our clients are the foundation of our success:

  • We had a wonderful experience working with [Broker’s Name]. She was incredibly kind, patient, and professional throughout the entire process, making what could have been a stressful time feel smooth... read more

    Ray Avatar Ray
    August 13, 2025

    I don’t give many people 5 stars but Erin was fantastic with my mortgage process from start to finish. She always picked up the phone or returned a text. She... read more

    Jean Robinette-Corrigan Avatar Jean Robinette-Corrigan
    February 21, 2025

    Erin was AMAZING!! Her communication was great and she closed FHA loan in 20 days with no issues. I would highly recommend her and look forward to working with in... read more

    Marney Weaver Avatar Marney Weaver
    September 12, 2025

    Having Erin be my our lender was truly one of the best decisions I made in my life. She did wonder and she really goes above and beyond for her... read more

    Christopher Riley Avatar Christopher Riley
    March 13, 2026
  • Erin is amazing. She helped me through every step of the entire loan process. All of my questions were quickly answered. In addition, Erin sent personalized videos specific to my... read more

    Dayna Stewart Avatar Dayna Stewart
    December 17, 2025

    This is the 4th home purchase, and I have never felt more comfortable and more at ease with Erin’s attention to detail and explanation during this process it was top... read more

    Hector Avatar Hector
    August 30, 2024

    I’m a first-time home buyer, and Erin made the process as smooth as possible. She was an effective communicator and fought for us to get the best possible deal at... read more

    Steffy Waldrum Avatar Steffy Waldrum
    December 30, 2024

    Erin is an excellent person, she goes beyond what is expected to get the job done, Wonderful working skills, dedicated, caring and patient. Thank you Erin, you’re the best.

    anna Martinez Avatar anna Martinez
    June 30, 2024
  • Erin was incredible from my first contact through closing. She was thorough and explained all the steps along the way. I would 100% recommend her!

    Stephanie Castiglia Avatar Stephanie Castiglia
    March 24, 2026

    Erin was absolutely phenomenal to work with! She made the entire lending process feel smooth and stress-free. From the very beginning, she took the time to explain everything in detail,... read more

    Dana Coleman Avatar Dana Coleman
    April 30, 2026

    Erin was so devoted to us and went out of her way to make sure we had the best possible opportunities. She even offered to provide financial counseling to my... read more

    Helen Mills Avatar Helen Mills
    April 30, 2024

    Erin was amazing! She was thorough in detail and made sure we understood everything. Even after closing on our home she still checks up and keeps us informed if rates... read more

    Darlene Patricio Avatar Darlene Patricio
    March 30, 2024
  • Erin is an absolutely fantastic broker, person and professional! She will be by your side and will address any concerns with knowledge and understanding. We were absolutely blessed to work... read more

    Liubovi Clinc Avatar Liubovi Clinc
    February 21, 2025

    My family and I had been talking about moving from Illinois to Florida for a few years, and decided to after an incredible job opportunity arose. We were referred to... read more

    Ryan Lewis Avatar Ryan Lewis
    August 30, 2024

    Erin is very professional and super responsive with all the questions. She made sure the closing was on schedule.

    Mridula Mehta Avatar Mridula Mehta
    March 1, 2024

    From the onset, Erin Harper carefully navigated us through the mortgage application process with gentle, friendly hands. Erin provided us with every opportunity to minimize the cost of making... read more

    JP Baar Avatar JP Baar
    August 29, 2025
  • Erin's performance was exceptional from the beginning to the end. She stepped in toward the end of the process and helped my family greatly. She gave advice and continued to... read more

    Steve Savastano Avatar Steve Savastano
    April 8, 2026

    Awesome experience with Erin. Goes above and beyond to make sure the job gets done no matter the hurdles. Words cannot express my gratitude for all her help and making... read more

    Troy Avatar Troy
    March 21, 2026

    Erin, thanks for discussing my mortgage refinancing objects several months in advance. And, when I finally was in a position to refinance, going over all the options again. ... read more

    JAMES NELSON Avatar JAMES NELSON
    September 15, 2025

    She is determined and a person you can count on you will find no one better. She has your best interest at heart. She did a great job for me.... read more

    Wesley Reynolds Avatar Wesley Reynolds
    February 21, 2025
  • Erin assisted my husband and me throughout the financial process of purchasing our retirement home, and we couldn’t be more grateful for her expertise. She is exceptionally knowledgeable in her... read more

    Kerleen Claxton Avatar Kerleen Claxton
    November 20, 2025

    Erin was so helpful in explaining everything to me step by step! She truly made this process of buying a home easy!

    Ashton livingston Avatar Ashton livingston
    March 1, 2024

    Erin was awesome, she really cares about her clients and making the deal work. I highly recommend her to everyone! Thanks Ken

    Kenneth Thomas Avatar Kenneth Thomas
    September 30, 2024

    The best broker ever! Erin is not only sweet but also incredibly knowledgeable and efficient. I highly recommend her to anyone wanting to buy a home with ease and speed!

    Cole Nacole Avatar Cole Nacole
    September 5, 2025
  • Now that I have a minute I would like to thank the best mortgage broker Erin Harper. This relationship went from business to a wonderful friendship that I adore. This... read more

    Tera Wilson Avatar Tera Wilson
    December 9, 2024

    I’ve been blessed to work with Erin on multiple transactions! She’s very thorough at explaining the mortgage process and is on top of every file. Thank you making the home... read more

    Kristan Hayden Avatar Kristan Hayden
    March 1, 2024

    Erin was incredibly helpful throughout our home-buying journey. Her knowledge of the market and attention to detail ensured that we found the perfect home for our needs. She patiently answered... read more

    William Pineda Avatar William Pineda
    March 1, 2024

    Erin is hands down the BEST!! We came across her accidentally by meeting her at an open house, and it was a huge blessing in disguise! She really knows everything... read more

    Christopher Burns Avatar Christopher Burns
    March 1, 2024
  • Extremely helpful, Erin helped me throughout the whole processs and make sure I was making the right decision

    Manuel Zapata Avatar Manuel Zapata
    April 30, 2024

    We absolutely love Erin ❤️ She is knowledgeable, quick and efficient. Top professional 💯 We purchased our house with her, and then a house for parents. We highly recommended her!... read more

    Lilly Clinc Avatar Lilly Clinc
    October 24, 2025

    Erin Harper, I definitely can say she made it happen! She worked really hard and got me closed in two weeks on a brand new home! She got me into... read more

    Theresa Platt Avatar Theresa Platt
    February 22, 2025

    What an amazing experience it was working with Erin Harper. From beginning to end , entire process went smoothly. Very responsive and she gets things done in a timely... read more

    Ryan Kontodaskalakis Avatar Ryan Kontodaskalakis
    June 2, 2026
  • Erin was amazing she helped me out throughout the whole process, any concerns or questions I had she would help me understand. Her response time was very fast at... read more

    pedro torres Avatar pedro torres
    April 30, 2024

    Worked with Erin with a Buyer here in Highlands County. She is no nonsense! Not only did she deliver, we closed a week early! Would highly recommend to any Buyer!

    Katie Wilson Avatar Katie Wilson
    July 15, 2025

    Erin is absolutely incredible to work with and is very knowledgeable! Our whole house process and experience felt effortless. Thank you so much Erin, can’t wait to refer you to... read more

    Semoun Awad Avatar Semoun Awad
    July 30, 2024

    Working with Erin and her team was a breath of fresh air! As I usually work with our company’s preferred lender it is always intimidating to work with an outside... read more

    meta northrop Avatar meta northrop
    September 29, 2025
  • Erin Harper was great!! From pre- approval till approval and the whole process. She made the process quick and easy. Thank you so much! Definitely recommend end will use her... read more

    Javier Gonzalez Avatar Javier Gonzalez
    April 30, 2024

    Erin is an incredible loan officer. She was recommended to me by my best friend whom Erin assisted her and her husband with purchasing their first home last fall. I... read more

    Melanie Hahn Avatar Melanie Hahn
    April 1, 2026

    I recently completed a buyer’s closing where Erin Harper served as the lender, and she was fantastic from start to finish. Erin provided clear disclosures, answered questions promptly, and collaborated... read more

    Melinda Smith Avatar Melinda Smith
    September 29, 2025

    I count it a blessing to have found Erin! She is professional, thoughtful, and incredibly compassionate. She always took the time to understand my situation and guided me through every... read more

    J Avatar J
    March 1, 2024

Start your home loan process here!

Erin is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. She will work with you one one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Erin can help you find the right loan program at a competitive rate no matter what your needs are.

How much do you qualify for?

No Obligation. No Credit Check.

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Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

The latest in mortgage news.

Featured in Porsche Magazine: The Luxury of Tailored Home Loans

We are thrilled to announce that Erin Harper Home Loans was recently featured in the exclusive Porsche Magazine. This feature highlights our commitment to…

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What Is DTI (Debt-to-Income Ratio) and What Counts Toward It?

If you’re applying for a mortgage, you’ll often hear about something called your  DTI or  Debt-to-Income Ratio. But what exactly does that mean, and how…

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What Does My Credit Score Have to Be to Get a Mortgage?

One of the most common questions I get from homebuyers is: What does my credit score have to be to qualify for a mortgage? The short…

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