$0 M

in loans funded to date

0

Day Average Close

0%

customer satisfaction rate

Erin Harper Home Loans

Erin Harper is your premier mortgage loan officer located in Oviedo, Florida. She prides herself on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Erin can help you take that first step toward a financial solution.

IMG_9633
5 Star Review

Our clients are the foundation of our success:

  • Good morning the best of the best that I see it before and you’re not gonna see it she’s gonna help you or she’s she have to get my dream... read more

    Sammy C. Avatar Sammy C.
    July 15, 2025

    If you are in the market for a mortgage, look no further. The level of professionalism and enthusiasm provided by Erin is unheard of. As a first time buyer,... read more

    Blinky Bill Avatar Blinky Bill
    March 10, 2026

    Erin exceeded our expectations. She was professional, caring and fast. This was the best home buying experience we have ever had. We found our... read more

    Melinda Maldonado Avatar Melinda Maldonado
    May 30, 2024

    Erin was AMAZING!! Her communication was great and she closed FHA loan in 20 days with no issues. I would highly recommend her and look forward to working with in... read more

    Marney Weaver Avatar Marney Weaver
    September 12, 2025
  • We had the absolute pleasure of working with Erin, and we honestly couldn’t be more grateful for her support throughout our entire experience. From the very first moment we connected,... read more

    Maya Avatar Maya
    February 21, 2025

    Erin is an excellent person, she goes beyond what is expected to get the job done, Wonderful working skills, dedicated, caring and patient. Thank you Erin, you’re the best.

    anna Martinez Avatar anna Martinez
    June 30, 2024

    Erin is an absolutely fantastic broker, person and professional! She will be by your side and will address any concerns with knowledge and understanding. We were absolutely blessed to work... read more

    Liubovi Clinc Avatar Liubovi Clinc
    February 21, 2025

    Erin was fantastic. As new home buyers, we were completely ignorant to the home buying process but she was more than patient, readily available and explained everything thoroughly.

    Tricia Mirage Avatar Tricia Mirage
    March 30, 2024
  • I recently worked with Erin to secure financing for my home, and the experience was exceptional from start to finish. They took the time to understand my needs, explained... read more

    Nancy Mekhail Avatar Nancy Mekhail
    November 24, 2025

    Erin was a delight surprise when we first meet her in an open house and she was so welcoming and take time to explain a lot things that us as... read more

    JAQUELINE COSTA Avatar JAQUELINE COSTA
    April 30, 2024

    As a Realtor we need a great loan officer, Erin Harper is just that! I was recently introduced to her and she did what she promised and we had clear... read more

    Selena Peterson Avatar Selena Peterson
    December 6, 2025

    Worked with Erin with a Buyer here in Highlands County. She is no nonsense! Not only did she deliver, we closed a week early! Would highly recommend to any Buyer!

    Katie Wilson Avatar Katie Wilson
    July 15, 2025
  • Erin is an incredible loan officer. She was recommended to me by my best friend whom Erin assisted her and her husband with purchasing their first home last fall. I... read more

    Melanie Hahn Avatar Melanie Hahn
    April 1, 2026

    Having Erin be my our lender was truly one of the best decisions I made in my life. She did wonder and she really goes above and beyond for her... read more

    Christopher Riley Avatar Christopher Riley
    March 13, 2026

    Erin was so helpful in explaining everything to me step by step! She truly made this process of buying a home easy!

    Ashton livingston Avatar Ashton livingston
    March 1, 2024

    I count it a blessing to have found Erin! She is professional, thoughtful, and incredibly compassionate. She always took the time to understand my situation and guided me through every... read more

    J Avatar J
    March 1, 2024
  • Let me just say WOW!! Erin is exactly what everyone needs in their life! So incredibly talented and can get the job done. She makes it Mission Possible! Outstanding and... read more

    Nicholas Carlin Avatar Nicholas Carlin
    November 21, 2025

    My husband and I are very grateful for everything Ms. Erin did in helping us to get the best finance for our home. She walked us through the entire process... read more

    Sherry Davis Avatar Sherry Davis
    April 30, 2024

    Very awesome person gave me so much info and knowledge and insight on so many things to get me ready for getting a home

    Noah Hernandez Avatar Noah Hernandez
    August 8, 2025

    Erin was recommended to us by our realtor, and we couldn’t have asked for a better loan officer. She’s incredibly knowledgeable, efficient, and genuinely caring. She answered every question, eased... read more

    Rajesh Raman Avatar Rajesh Raman
    March 8, 2026
  • We absolutely love Erin ❤️ She is knowledgeable, quick and efficient. Top professional 💯 We purchased our house with her, and then a house for parents. We highly recommended her!... read more

    Lilly Clinc Avatar Lilly Clinc
    October 24, 2025

    My husband and I bought a house and found Erin completely by chance—but we are so thankful we did! Erin is amazing. She made buying our home much less stressful... read more

    Alyssa Arnold Avatar Alyssa Arnold
    March 31, 2026

    Erin was amazing and so helpful. She spent hours and hours on the phone helping me through this process. It was my first time buying a home and I felt... read more

    Keyto Cooper III Avatar Keyto Cooper III
    July 10, 2025

    If you are looking to purchase a house and don’t have any knowledge about the process I would definitely suggest contacting Miss Erin Harper she literally teaches me the entire... read more

    Kemraj Shiwcharan Avatar Kemraj Shiwcharan
    March 1, 2024
  • My family and I had been talking about moving from Illinois to Florida for a few years, and decided to after an incredible job opportunity arose. We were referred to... read more

    Ryan Lewis Avatar Ryan Lewis
    August 30, 2024

    Erin was incredibly helpful throughout our home-buying journey. Her knowledge of the market and attention to detail ensured that we found the perfect home for our needs. She patiently answered... read more

    William Pineda Avatar William Pineda
    March 1, 2024

    Working with Erin and her team was a breath of fresh air! As I usually work with our company’s preferred lender it is always intimidating to work with an outside... read more

    meta northrop Avatar meta northrop
    September 29, 2025

    I’ve been blessed to work with Erin on multiple transactions! She’s very thorough at explaining the mortgage process and is on top of every file. Thank you making the home... read more

    Kristan Hayden Avatar Kristan Hayden
    March 1, 2024
  • Erin was absolutely amazing to work with. From start to finish, she guided me through the entire process and offered advice well beyond just the mortgage itself. No matter what... read more

    Mike C. Avatar Mike C.
    December 30, 2025

    Erin is a wonderful lender! Professional, knowledgeable and when she says she’ll close the deal in 2 weeks she means it!!! 10/10 experience highly recommend!

    Jack & Brittany Brighenti Avatar Jack & Brittany Brighenti
    July 8, 2025

    Erin was our mortgage broker and was incredibly helpful throughout the whole process. She was always available and answered questions fast, making navigating this home buying process much easier. We... read more

    Kylie Parker Avatar Kylie Parker
    January 31, 2025

    Erin is absolutely incredible to work with and is very knowledgeable! Our whole house process and experience felt effortless. Thank you so much Erin, can’t wait to refer you to... read more

    Semoun Awad Avatar Semoun Awad
    July 30, 2024
  • Erin was so devoted to us and went out of her way to make sure we had the best possible opportunities. She even offered to provide financial counseling to my... read more

    Helen Mills Avatar Helen Mills
    April 30, 2024

    Awesome experience with Erin. Goes above and beyond to make sure the job gets done no matter the hurdles. Words cannot express my gratitude for all her help and making... read more

    Troy Avatar Troy
    March 21, 2026

    Erin, thanks for discussing my mortgage refinancing objects several months in advance. And, when I finally was in a position to refinance, going over all the options again. ... read more

    JAMES NELSON Avatar JAMES NELSON
    September 15, 2025

    Erin is very professional and super responsive with all the questions. She made sure the closing was on schedule.

    Mridula Mehta Avatar Mridula Mehta
    March 1, 2024
  • Erin was absolutely phenomenal to work with! She made the entire lending process feel smooth and stress-free. From the very beginning, she took the time to explain everything in detail,... read more

    Dana Coleman Avatar Dana Coleman
    April 30, 2026

    Now that I have a minute I would like to thank the best mortgage broker Erin Harper. This relationship went from business to a wonderful friendship that I adore. This... read more

    Tera Wilson Avatar Tera Wilson
    December 9, 2024

    Erin Harper, I definitely can say she made it happen! She worked really hard and got me closed in two weeks on a brand new home! She got me into... read more

    Theresa Platt Avatar Theresa Platt
    February 22, 2025

    Erin’s team is very responsive and always available. Every time I work with the Erin Harper and her team it is a great experience. I will continue to recommend... read more

    Amy Phillips Avatar Amy Phillips
    March 1, 2024

Start your home loan process here!

Erin is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. She will work with you one one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Erin can help you find the right loan program at a competitive rate no matter what your needs are.

How much do you qualify for?

No Obligation. No Credit Check.

IMG_9112-2

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

The latest in mortgage news.

Featured in Porsche Magazine: The Luxury of Tailored Home Loans

We are thrilled to announce that Erin Harper Home Loans was recently featured in the exclusive Porsche Magazine. This feature highlights our commitment to…

Read More

What Is DTI (Debt-to-Income Ratio) and What Counts Toward It?

If you’re applying for a mortgage, you’ll often hear about something called your  DTI or  Debt-to-Income Ratio. But what exactly does that mean, and how…

Read More

What Does My Credit Score Have to Be to Get a Mortgage?

One of the most common questions I get from homebuyers is: What does my credit score have to be to qualify for a mortgage? The short…

Read More