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Erin Harper Home Loans

Erin Harper is your premier mortgage loan officer located in Oviedo, Florida. She prides herself on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Erin can help you take that first step toward a financial solution.

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5 Star Review

Our clients are the foundation of our success:

  • Erin has been helping us for over a year navigating the loan process for getting a construction loan. She has been there for us day and night as we have... read more

    Eric Cameron Avatar Eric Cameron
    August 30, 2024

    Erin is hands down the BEST!! We came across her accidentally by meeting her at an open house, and it was a huge blessing in disguise! She really knows everything... read more

    Christopher Burns Avatar Christopher Burns
    March 1, 2024

    Very awesome person gave me so much info and knowledge and insight on so many things to get me ready for getting a home

    Noah Hernandez Avatar Noah Hernandez
    August 8, 2025

    We had the absolute pleasure of working with Erin, and we honestly couldn’t be more grateful for her support throughout our entire experience. From the very first moment we connected,... read more

    Maya Avatar Maya
    February 21, 2025
  • Erin was our mortgage broker being into our new home. She was very accessable, helpful, thorough, and knowledgeable. And she got a lower rate than what we thought we were... read more

    William Parker Avatar William Parker
    January 28, 2025

    I can't say enough good things about Erin Harper. Buying a home for my family was/is such a huge and emotional experience for me. It’s a vision that Erin helped... read more

    Rasheeda Winfield Avatar Rasheeda Winfield
    December 27, 2024

    My family and I had been talking about moving from Illinois to Florida for a few years, and decided to after an incredible job opportunity arose. We were referred to... read more

    Ryan Lewis Avatar Ryan Lewis
    August 30, 2024

    Erin was absolutely amazing to work with. From start to finish, she guided me through the entire process and offered advice well beyond just the mortgage itself. No matter what... read more

    Mike C. Avatar Mike C.
    December 30, 2025
  • Erin was a delight surprise when we first meet her in an open house and she was so welcoming and take time to explain a lot things that us as... read more

    JAQUELINE COSTA Avatar JAQUELINE COSTA
    April 30, 2024

    Erin was amazing she helped me out throughout the whole process, any concerns or questions I had she would help me understand. Her response time was very fast at... read more

    pedro torres Avatar pedro torres
    April 30, 2024

    Extremely helpful, Erin helped me throughout the whole processs and make sure I was making the right decision

    Manuel Zapata Avatar Manuel Zapata
    April 30, 2024

    As a Realtor we need a great loan officer, Erin Harper is just that! I was recently introduced to her and she did what she promised and we had clear... read more

    Selena Peterson Avatar Selena Peterson
    December 6, 2025
  • Where do I begin. Erin was referred to us by the realtor, and thank God she did. Erin hit the pavement running, and kept in constant contact with us every... read more

    Maria Thomas Avatar Maria Thomas
    September 30, 2024

    Let me just say WOW!! Erin is exactly what everyone needs in their life! So incredibly talented and can get the job done. She makes it Mission Possible! Outstanding and... read more

    Nicholas Carlin Avatar Nicholas Carlin
    November 21, 2025

    Erin is super helpful and very very well informed and gets you the best rates always ...She educates her clients well and always guides well ...would recommend Erin to everyone!!

    Ashima Bali Bector Avatar Ashima Bali Bector
    March 1, 2024

    If you are looking to purchase a house and don’t have any knowledge about the process I would definitely suggest contacting Miss Erin Harper she literally teaches me the entire... read more

    Kemraj Shiwcharan Avatar Kemraj Shiwcharan
    March 1, 2024
  • Erin exceeded our expectations. She was professional, caring and fast. This was the best home buying experience we have ever had. We found our... read more

    Melinda Maldonado Avatar Melinda Maldonado
    May 30, 2024

    Erin was so helpful in explaining everything to me step by step! She truly made this process of buying a home easy!

    Ashton livingston Avatar Ashton livingston
    March 1, 2024

    Erin was our mortgage broker and was incredibly helpful throughout the whole process. She was always available and answered questions fast, making navigating this home buying process much easier. We... read more

    Kylie Parker Avatar Kylie Parker
    January 31, 2025

    Working with Erin and her team was a breath of fresh air! As I usually work with our company’s preferred lender it is always intimidating to work with an outside... read more

    meta northrop Avatar meta northrop
    September 29, 2025
  • Erin is amazing. She helped me through every step of the entire loan process. All of my questions were quickly answered. In addition, Erin sent personalized videos specific to my... read more

    Dayna Stewart Avatar Dayna Stewart
    December 17, 2025

    Erin was very responsive and resourceful. She knows the loan business! Extremely helpful. Highly recommend. Made the loan process easy. No stress.

    Versie Powers Avatar Versie Powers
    March 1, 2024

    Erin assisted my husband and me throughout the financial process of purchasing our retirement home, and we couldn’t be more grateful for her expertise. She is exceptionally knowledgeable in her... read more

    Kerleen Claxton Avatar Kerleen Claxton
    November 20, 2025

    I recently completed a buyer’s closing where Erin Harper served as the lender, and she was fantastic from start to finish. Erin provided clear disclosures, answered questions promptly, and collaborated... read more

    Melinda Smith Avatar Melinda Smith
    September 29, 2025
  • I count it a blessing to have found Erin! She is professional, thoughtful, and incredibly compassionate. She always took the time to understand my situation and guided me through every... read more

    J Avatar J
    March 1, 2024

    Erin, thanks for discussing my mortgage refinancing objects several months in advance. And, when I finally was in a position to refinance, going over all the options again. ... read more

    JAMES NELSON Avatar JAMES NELSON
    September 15, 2025

    Erin was so devoted to us and went out of her way to make sure we had the best possible opportunities. She even offered to provide financial counseling to my... read more

    Helen Mills Avatar Helen Mills
    April 30, 2024

    This was by far the best experience we have ever had at a closing. Erin was absolutely exceptional with all the details and all the questions we had before and... read more

    Rick Thomas Avatar Rick Thomas
    August 30, 2024
  • Erin is THE most Incredible loan officer I have ever met. I have had the opportunity to work with her on 100+ loans and she exceeds my expectations every time.... read more

    Jenna Jones Avatar Jenna Jones
    September 26, 2025

    She is amazing! If you wanna buy a property do not dude to reach her! She and her team are the best. 100% recommend

    Juan Carlos Ayala Guevara Avatar Juan Carlos Ayala Guevara
    February 4, 2026

    I’ve been blessed to work with Erin on multiple transactions! She’s very thorough at explaining the mortgage process and is on top of every file. Thank you making the home... read more

    Kristan Hayden Avatar Kristan Hayden
    March 1, 2024

    Now that I have a minute I would like to thank the best mortgage broker Erin Harper. This relationship went from business to a wonderful friendship that I adore. This... read more

    Tera Wilson Avatar Tera Wilson
    December 9, 2024
  • The best broker ever! Erin is not only sweet but also incredibly knowledgeable and efficient. I highly recommend her to anyone wanting to buy a home with ease and speed!

    Cole Nacole Avatar Cole Nacole
    September 5, 2025

    Erin is very professional and super responsive with all the questions. She made sure the closing was on schedule.

    Mridula Mehta Avatar Mridula Mehta
    March 1, 2024

    Hola, quiero compartir esta gran experiencia al comprar la casa para nuestro hijo, el equipo de Edge Home, hizo que todo fuera sencillo y eficaz, como compradores de primera vez... read more

    Jorge E Moreno Avatar Jorge E Moreno
    April 30, 2024

    We had a wonderful experience working with [Broker’s Name]. She was incredibly kind, patient, and professional throughout the entire process, making what could have been a stressful time feel smooth... read more

    Ray Avatar Ray
    August 13, 2025
  • Erin was AMAZING!! Her communication was great and she closed FHA loan in 20 days with no issues. I would highly recommend her and look forward to working with in... read more

    Marney Weaver Avatar Marney Weaver
    September 12, 2025

    Erin is an absolutely fantastic broker, person and professional! She will be by your side and will address any concerns with knowledge and understanding. We were absolutely blessed to work... read more

    Liubovi Clinc Avatar Liubovi Clinc
    February 21, 2025

    I don’t give many people 5 stars but Erin was fantastic with my mortgage process from start to finish. She always picked up the phone or returned a text. She... read more

    Jean Robinette-Corrigan Avatar Jean Robinette-Corrigan
    February 21, 2025

    From the onset, Erin Harper carefully navigated us through the mortgage application process with gentle, friendly hands. Erin provided us with every opportunity to minimize the cost of making... read more

    JP Baar Avatar JP Baar
    August 29, 2025

Start your home loan process here!

Erin is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. She will work with you one one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Erin can help you find the right loan program at a competitive rate no matter what your needs are.

How much do you qualify for?

No Obligation. No Credit Check.

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Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

The latest in mortgage news.

Featured in Porsche Magazine: The Luxury of Tailored Home Loans

We are thrilled to announce that Erin Harper Home Loans was recently featured in the exclusive Porsche Magazine. This feature highlights our commitment to…

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What Is DTI (Debt-to-Income Ratio) and What Counts Toward It?

If you’re applying for a mortgage, you’ll often hear about something called your  DTI or  Debt-to-Income Ratio. But what exactly does that mean, and how…

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What Does My Credit Score Have to Be to Get a Mortgage?

One of the most common questions I get from homebuyers is: What does my credit score have to be to qualify for a mortgage? The short…

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